ABOUT US

Kentucky Private Lending (KYPL) is a local, private lender dedicated to helping investors make their real estate opportunities a reality. Our company specializes in loans for real estate investment purposes with short-term financing options available in the Greater Louisville and surrounding areas. We understand the challenges our clients face each day in this industry and our goal is to make sure financing is not one of those. The team at KYPL will work hard to establish long lasting relationships by earning the trust of our clients and look forward to helping our community grow.

Meet the Team

Eric Payne

Eric Payne

Managing Partner

Eric, a Louisville native, serves as Managing Partner of Kentucky Private Lending.  Eric has more than eight years of experience in the residential and commercial real estate lending arena.  Having spent the last three years assisting a local startup company, DPL Financial Partners, Eric brings a unique skill set to KYPL which is an in-depth understanding of the real estate investment process combined with an appreciation of the entrepreneurial spirit it takes to be successful.

Bryan Etscorn

Bryan Etscorn

Principal/Partner

Bryan is a Louisville native and active partner with Kentucky Private Lending. Bryan previously was a Co-Owner of a 3rd Generation family business known as Etscorn Collision Center and was instrumental in the daily operations as well as the company’s acquisition by a national company in 2021. Bryan has extensive real estate experience which includes residential and commercial development, property management, construction and permanent lending, marketing and contract negotiation. Bryan looks forward to sharing his vast knowledge of the industry with partners of KYPL.

What our clients are saying...

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I’ve worked in Louisville real estate for years and dealt with many investor-focused lenders. Recently, I heard good things about Kentucky Private Lending from trusted colleagues. So, I contacted KYPL about their lending terms. They quickly set up a meeting with me and my partners to discuss our investment goals. The meeting went extremely well. It’s clear that Eric and the team at KYPL are high-level operators with a deep understanding of real estate financing. They don’t just lend; they also invest in real estate, which I find important.
Since that meeting, I’ve closed three deals with KYPL: two single-family houses in Louisville and a duplex in Indiana. The process was smooth, and I’m very pleased. I look forward to more deals with them.

Alex Conway
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I am so thankful to have met Eric and Kentucky Private Lending. I am a new investor, and he has really helped me get my business started. He made the process easy and smooth for me. Real estate deals come and go quickly. And, Eric and his team helped me get the property to closing within 2 weeks. I look forward to continuing to work with Eric and his team in the future.

Iris P.
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I purchased my first investment property in Louisville using private funds from KY Private Lending for purchase and renovation. They made the overall process of approving the deal, closing, receiving draws, and exiting the loan a breeze. From the moment I met with Eric Payne, I knew this would be a great working relationship. He is very professional and outgoing and made sure that I was taken care of from start to finish without delay. I appreciate their services and couldn’t be happier with my results.

Chandra C.
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I am incredibly grateful for Eric Payne and Kentucky Private Lending. As a Realtor, I want to provide great resources to my clients, and KYPL is at the top of the list. Their swift approval process and tailored solutions help my clients capitalize on lucrative real estate opportunities. Their transparency and support make the entire experience seamless. I highly recommend Kentucky Private Lending for anyone seeking a trustworthy and efficient lending partner in the real estate market.

Andy W.